Legal Notice

Terms and Conditions of Use

Terms and conditions apply to the use of First Finance International Bank Inc (hereinafter "First Finance International Bank", "we", "us" and/or "our") and the First Finance International Bank Website(s) located at www.firstfinancebank.com and all associated Websites ("Website").Each First Finance International Bank Website may have separate policies and procedures. THESE WEBSITES ARE THE PROPERTY OF FIRST FINANCE INTERNATIONAL BANK INC. BY USING (hereinafter "User", "you" and/or "your") ANY OF THESE FIRST FINANCE INTERNATIONAL BANK WEBSITES, YOU UNDERSTAND, ACKNOWLEDGE AND AGREE TO THE TERMS AND CONDITIONS OF USE CONTAINED IN THIS LEGAL NOTICE. DO NOT USE THESE WEBSITES IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OF USE OR ARE NOT OF SUFFICIENT LEGAL AGE TO PROVIDE INFORMATION. YOU ARE PROHIBITED FROM USING THIS WEBSITE OR SERVICES FOR ANY UNLAWFUL PURPOSE.

Void Where Prohibited By Law
Any product, service, feature, or function offered on the Website is void where prohibited by law.

Downloading
You may download material displayed on the First Finance International Bank Inc Website for personal and non-commercial use only. You are prohibited to distribute, modify, transmit, use, or reuse any of the contents of the First Finance International Bank Inc Website for public or commercial purpose without the written consent of First Finance International Bank Inc. All copyright, proprietary notices, and rules on downloaded and/or copied material must be retained.

Prohibited Activities
Unauthorized access to any part of this Website is prohibited. You may not copy, scan, probe, or breach the security measures of this Website or the systems that support it.

Copyright
First Finance International Bank Inc recognizes the trademarks of VISA®, MASTERCARD®. DISCOVER® and MAESTRO® in accordance with the delivery of services to First Finance International Bank. Images displayed on www.firstfinancebank.com, are property of, or used with permission by First Finance International Bank Inc. Use of these images by third parties is prohibited unless expressed on First Finance International Bank Inc Websites. Any unauthorized use of these images may violate copyright, trademark, and laws of privacy and publicity.

Privacy
By using this Website, you acknowledge and expressly authorize that First Finance International Bank Inc may provide your personal information to appropriate financial institutions, processors, and third parties under contract with affiliates for providing a subset of the payment services (i.e.: credit authorization and fraud screening). Federal and state privacy laws govern the use of personally identifiable consumer information for financial institutions. For other third parties under contract with First Finance International Bank Inc and/or subsidiary, the use and distribution of your personal information will be used by such entity for its internal use. These transactions are treated as confidential and will be transferred between First Finance International Bank Inc website and you via encrypted and secured connection. Merchant is permitted to place an order based on the personal information you provide. Use of your personal information should be governed by agreement with merchant.

No Warranty
USE OF SERVICE IS AT INDIVIDUAL'S RISK. FIRST FINANCE INTERNATIONAL BANK OR ITS AFFILIATES, EMPLOYEES, OR AGENTS DO NOT IN ANY WAY SHAPE OR FORM WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED AND/OR ERROR FREE. THE SERVICE PROVIDED IS "AS IS AND AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND INCLUDING TITLE, MERCHANTABILITY, PUBLISHING ERRORS, OR FITNESS FOR A PARTICULAR PURPOSE. FIRST FINANCE INTERNATIONAL BANK WILL MAKE REASONABLE EFFORTS TO ENSURE THAT REQUESTS ARE PROCESSED IN A TIMELY MANNER WITHOUT WARRANTIES REGARDING THE AMOUNT OF TIME NEEDED TO COMPLETE PROCESSING.SERVICE IS SUBJECT TO DELAYS INVOLVING INTEGRATION, BANKING, INTERNET, AND/OR INTERNATIONAL MAIL SERVICES.

Limitation of Liability
FIRST FINANCE INTERNATIONAL BANK INC, FIRST FINANCE INTERNATIONAL BANK, ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND/OR AFFILIATES ARE NOT LIABLE FOR DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES FROM ANY USE OF THE FIRST FINANCE INTERNATIONAL BANK SERVICE. FIRST FINANCE INTERNATIONAL BANK, ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND/OR AFFILIATES ARE NOT RESPONSIBLE FOR ANY ACTS OR OMISSIONS OF THIRD PARTIES RELATED TO THE SERVICE. MOREOVER, THE MAXIMUM AGGREGATE LIABILITY OF FIRST FINANCE INTERNATIONAL BANK ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND/OR AFFILIATES IS LIMITED TO THE TRANSACTION FEES PAID TO FIRST FINANCE INTERNATIONAL BANK IN THE TWELVE (12) MONTHS PRIOR TO ANY CLAIM.

Indemnify First Finance International Bank Inc For Damages
You hereby agree to indemnify and defend First Finance International Bank Inc., and its subsidiaries, officers, directors, and employees, agents and affiliates of First Finance International Bank from liabilities, losses, damages, claims, and expenses (including attorney fees and costs), whether or not a lawsuit or proceeding is filed that in any way arises out of or relates to:
(i) Violation of the Terms and Conditions of Service;
(ii) Improper use of the service;
(iii) Violation of property or third party rights;
(iv) Refunds or charge-backs of fees initiated pursuant to your request;
(v) Reversed credit card payments;
(vi) Debit and/or credit card transactions following the closing of your First Finance International Bank Inc Account; and/or
(vii) Negligence or misconduct.

In the event you fail to promptly indemnify and defend such claims and/or pay First Finance International Bank Inc expenses, First Finance International Bank; First Finance International Bank shall have the right to defend itself. Any attorney fees, costs and damages incurred by First Finance International Bank in settling such claims shall be paid by you within thirty (30) days of each and every of First Finance International Bank written request(s) for reimbursement.

Governing Law
Local laws govern this agreement. However, there is exclusive jurisdiction for any claims or disputes with First Finance international Bank Inc, First Finance International Bank, in the courts of Puerto Rico. Specifically, venue for any disputes between you and First Finance International Bank shall be exclusively in San Juan, Puerto Rico. The language in this agreement shall be interpreted as to its fair meaning and not strictly for or against any party.

Revisions
First Finance International Bank Inc., has the right to add or modify the terms of this agreement and delivering amended terms to user via email or the First Finance International Bank Website(s). Use of service after the date such amended terms are delivered to user, shall be deemed to constitute acceptance of such amended terms. User agrees to review these amendments to be aware of such modifications. In the event that user does not agree to modifications made, they may cancel the First Finance International Bank Account and all services with First Finance International Bank Inc.

Disclaimer
If First Finance International Bank Inc., is notified of potential violations, First Finance International Bank may take legal action including but not limited to self-help measures such as terminating, freezing and/or blocking any accounts of yours with First Finance International Bank and/or seeking injunctive relief to immediately stop the violated activity. First Finance International Bank has the discretion to determine which action is appropriate under the circumstances. First Finance International Bank is not liable for the security of communications transmitted over First Finance International Bank facilities. Users are responsible for protecting the confidentiality of their respective passwords, usernames and user accounts and may not in any way share their respective passwords, usernames and user accounts with any other person even if such person is related to the User. Users may not transfer their respective account to anyone else without the prior written consent of First Finance International Bank. If a username is misplaced or lost, the User should send an email to info@ffibi.com .Users can use the "Forgot Your Password?" button on the First Finance International Bank Website for password assistance.

Consequences of Prohibited Behavior
Violation of the policies and procedures described grants First Finance International Bank Inc., the authority to restrict, block, freeze or terminate access to services. Criminal behavior(s) will be reported to relevant governmental authorities. First Finance International Bank reserves the right to collect administrative costs and fees regarding identifying offenders freezing First Finance International Bank Accounts and terminating access to services.

Updated May 29, 2018.

Copyrighted work of First Finance International Bank Inc., © 2018 all rights reserved.